An Income, Investment and Fund Management Foundation

We offer to new and existing small businesses an opportunity to acquire unsecured funding up to $500,000 without any tax return requirements.

Get access to unsecured corporate credit cards with full credit limits in cash at the purchase APR with an 80 Paydex score.

We get you funded by doing detailed research on available lenders based on your unique geographic location, and by referencing our own internal lender database and related clients experiences.

We operate as a full-service package that charges a one-time application management fee of $7,500 plus 25% success fee. Here’s what you receive…

Credit-Ready means that your business has everything in place to go to the banks and undergo the application process.

In our experience, most businesses are missing some key elements that may trip them up when they are looking for funding.

Our experts will find those errors and omissions and make certain that you have everything in place when you walk in the bank’s front door to get your Funding.

During the critical first seven days, we analyze your business and resolve these issues;

We have an extensive checklist that we apply during this first phase. If your business meets the criteria, you have a solid foundation upon which to build your credit sources. If some elements are missing, we can help you shore up your business & become Credit-Ready.

Business Cash Credit is a dedicated program that focuses on achieving an 80 Paydex Score on Dun & Bradstreet within 45 to 60 days, and then on obtaining approvals for unsecured corporate credit cards with no income and no asset verification, some of which may have 0% APR for 6 to 12 months, or other attractive promotional APR offers.

We also teach you methods that can be used to access the full credit limit of each corporate credit card in cash and at the purchase APR.

Good and Clean Personal Credit Recommended:

There are no minimum credit scores as each Lender has its own separate underwriting matrix. If your personal credit is not perfect, you can build the 80 Paydex score for the Corp while you improve your personal credit situation.

Trade Credit is a Net-30 or Revolving Credit Account with a vendor that allows you to finance the purchase of products and services from that vendor up to your approved credit limit.

This is not cash credit, but is very useful nonetheless because you can get accounts approved directly with stores that sell electronic equipment, furniture and various other business products and services your business will need on a day-to-day basis in order to operate.

If you want only trade credit and not bank financing, then this program will get you there without providing any kind of personal guarantee nor personal credit check.

A Paydex score of 80 to 100 is considered the top level of creditworthiness for a company, therefore, it is important to do everything possible to make certain that your score meets or exceeds an 80 Paydex. Unlike FICO scores for clients, a Paydex score is calculated on whether a business makes payments to its creditors and suppliers “as agreed” or “better than agreed”, which means payments are made before their due date.

During the 45-Day Process of obtaining your 80 Paydex on Dun & Bradstreet, we guide clients through the process of making 4 or more credit payment experiences that will be required to achieve an 80 Paydex Score for your business.

We will help clients set up the right accounts based on your 80 Paydex goals, guide clients on the right charges to make, and then all you need to do is pay those charges off before the due dates as per our proven plan that you will be guided through during your client welcome call, and throughout the process while in the Unsecured Credit. Once your payments are reported and your Paydex exceeds 80, we will then start the funding process.

*Disclosure: The 80 Paydex process can take longer than 45 days if client does not immediately respond to our requests and/or if any other unforeseen events come up. Some vendors may require 2 billing cycles to report to DNB, in which case the process can take more than 60 days to complete. We cannot and do not guarantee the exact amount of time needed to obtain the 80 Paydex score, since it is not completely under our control.

Well, that depends. You’ll need to start with a good personal credit score of 650+, ideally 700 or more. If that is not the case, adding tradelines can provide a big boost. The business loans or lines of credit you will be offered by the banks will be based on full documentation.

However, if your business has not been open long, cannot therefore show tax returns, has low income or you have a shelf corporation, we will go stated income. This means your loans will be in the $25 to $50,000 range per lender.

But if your business has a history, tax returns and good profit, you can get approved for much higher limits. If you want only trade credit, not bank financing, then this program will get you there without providing any kind of personal guarantee nor personal credit check.

This is not cash money, but it can get you trade items you need, quickly and efficiently, such as accounts directly with stores that sell electronic equipment, furniture and various other business products and services your business needs on a day-to-day basis in order to operate.

Also – look again at our timeline – you will get money in the first 21 days round, and even more in the second 21 days round after the inquiries is cleaned up.